Luxury Home Buyer's Guide-San Diego

by Jeremiah S. Ellard IV

Welcome to San Diego

San Diego blends year-round sunshine with a relaxed coastal vibe and world-class amenities. From ocean-view estates to gated golf-course communities, the city offers a rich mix of culture, cuisine, and natural beauty.


Prime Luxury Neighborhoods

La Jolla

  • Iconic cliffs and coves, Michelin-starred dining, elite schools.

  • Median luxury home price: $4M+

  • Hot spots: La Jolla Shores, The Village, and Muirlands.

Rancho Santa Fe

  • Equestrian estates, private country clubs, and a serene rural feel.

  • Median luxury home price: $5M+

  • Highlights: Rancho Valencia Resort & Spa, RSF Golf Club.

Coronado

  • Exclusive island living with oceanfront estates and a historic charm.

  • Median luxury home price: $3M+

  • Signature attraction: Hotel del Coronado.

Del Mar

  • Beachfront sophistication with racetrack excitement.

  • Median luxury home price: $4M+

  • Known for: Del Mar Racetrack, seaside dining.

Point Loma & Sunset Cliffs

  • Panoramic harbor and ocean views, yacht clubs, and historic architecture.

  • Median luxury home price: $2.5M+.


Lifestyle & Amenities

  • Education: Top-rated private schools (Bishops, La Jolla Country Day) and UC San Diego.

  • Healthcare: Scripps, Sharp, and UCSD Medical Centers offer concierge medicine and leading specialists.

  • Private Clubs: The Bridges (Rancho Santa Fe), Fairbanks Ranch Country Club, La Jolla Beach & Tennis Club.

  • Wellness & Leisure: Luxury spas, award-winning wineries in nearby Temecula, and year-round golf.


Relocation Essentials

  • High-End Rental Options: Short-term furnished estates ease the transition.

  • Luxury Moving & Concierge Services: White-glove movers, art handling, and home automation setup.

  • Tax & Financial Considerations: California property tax is ~1.1%; consult a CPA for wealth-management strategies.


Real Estate Market Snapshot (2025)

  • Luxury Price Range: $2M–$20M+ depending on neighborhood and views.

  • Market Trend: Homes average 30–45 days on market; cash offers dominate the $5M+ segment.


Tips for a Seamless Move

  1. Secure a Local Luxury Agent – for off-market listings and private showings.

  2. Schedule a Pre-Arrival Visit – tour schools, clubs, and neighborhoods.

  3. Plan for Coastal Climate – select finishes and landscaping suited to salt air.


About Jeremiah Ellard – Ellard Realty Group

San Diego luxury specialist with investor experience and a passion for helping clients relocate effortlessly.
Unmatched Service. Wise Investments. Financial Freedom for Life.

Jeremiah S. Ellard IV
Jeremiah S. Ellard IV

Agent | License ID: 02251415

+1(408) 622-1874 | jellard@lomavistagroup.com

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